Flexible Financing for ADU in Los Angeles
A garage conversion or backyard ADU is a serious investment, but it should not sit on hold because the full cost is not sitting in a checking account. Call (213) 732-1415 and we will walk you through payment options that fit a Los Angeles budget. Fielding ADU Los Angeles keeps the money side simple: you see the full price before work starts, and no number changes midway. We have been building additions and ADUs this way since 2006, and it is the only way we work.
Payment Options We Offer
Financing Plans
We connect Los Angeles homeowners with financing partners who fund ADU construction, garage conversions, and room additions. Terms vary by lender, credit profile, and project size, so we do not quote a one-size-fits-all APR or monthly payment. What we do is put the plan in plain English before you commit. You approve the numbers, the schedule, and the payment structure before a single permit gets pulled.
Major Credit Cards
Credit cards work well for deposits and smaller draw payments. Many Los Angeles homeowners use a card with a rewards program and then pay the balance on their own schedule. You tell us the card, we process it, and you get a receipt that matches the written price. No surcharge games, no hidden processing fees.
Cash or Check
Cash and check are always accepted, and many clients prefer them for milestone payments. You pay as the project hits defined progress points, which keeps both sides honest. The schedule is laid out in your contract before demolition starts, so you always know what is due and when.
Up-Front Written Pricing
The Garrison Code applies to every dollar: price in writing, by the book, no change orders unless you request a scope change. Before any work starts, you get a line-item price that matches the final invoice. If you want to finance part and pay the rest by check, we structure the draw schedule accordingly.
Simple Application Process
Start by calling us at (213) 732-1415. We talk about your project, your lot conditions, and what the build will realistically cost in your Los Angeles neighborhood. Then we walk you through pre-qualification: a short conversation with a financing partner, not a stack of paperwork on day one. Once you know what you qualify for, you pick the plan that fits. The goal is for you to approve a price and a payment structure on the same day, then we get to work.
Frequently Asked Questions
Yes. Fielding ADU Los Angeles works with financing partners who specialize in ADU construction, garage conversions, and room additions. We do not advertise specific APRs or lender names because terms depend on credit, project scope, and current market rates. Call (213) 732-1415 and we will explain what your options look like in plain English before you commit to anything.
Basic information: proof of income, a rough idea of your credit standing, and the project scope. You will not need architectural drawings or permits on day one. We start with a conversation, then the financing partner handles the formal application. The process is built to give you a clear yes or no quickly, not to string you along.
No. Estimates are free, and they include the full written price for your ADU, garage conversion, or room addition. You get the number in writing before any work starts, with no obligation to proceed. Call (213) 732-1415 and we will put a real price on paper for your specific property.
Usually, yes. The written price is the written price, and financing does not change the project cost. If we run a promotion on garage conversions or room additions, you still see the discounted number on your contract, and financing applies to that amount. We keep the math simple because the last thing an ADU project needs is a surprise in the final walkthrough.
Written by Reed Calloway, Owner at Fielding ADU Los Angeles, serving Los Angeles since 2006.
